When there is no money down, what option is proposed by the salesperson?

When there is no money down, what option is proposed by the salesperson?

• A. Put the down payment on a credit card.
• B. Skip the down payment entirely.
• C. Pay in cash at delivery.
• D. Refuse financing.

Answer: (A)

When a deal is advertised as no money down, the tactic often shown by the salesperson is to charge the down payment to a credit card. This keeps the buyer from paying cash upfront, while still providing the required down payment by using credit, with the remaining balance to be paid later. It fits the scenario because it preserves the appearance of “no money down” even though a form of payment is still made—just not with cash at signing. The other options don’t align with that setup: paying cash at delivery would involve an upfront cash outlay, skipping the down payment would contradict the premise, and refusing financing would block the typical path used to keep the sale moving under a no-money-down promise.

When a deal is advertised as no money down, the tactic often shown by the salesperson is to charge the down payment to a credit card. This keeps the buyer from paying cash upfront, while still providing the required down payment by using credit, with the remaining balance to be paid later. It fits the scenario because it preserves the appearance of “no money down” even though a form of payment is still made—just not with cash at signing. The other options don’t align with that setup: paying cash at delivery would involve an upfront cash outlay, skipping the down payment would contradict the premise, and refusing financing would block the typical path used to keep the sale moving under a no-money-down promise.